The Horizon Pacific Story

Where Estate Planning Meets Financial Clarity

At Horizon Pacific Insurance Solutions, we believe estate planning should never exist in a vacuum—it should align with your overall financial life. That’s why our approach goes beyond documents. Through our process, The Horizon Difference, we integrate estate planning with retirement income, asset protection, and long-term financial strategy. The result is a plan that not only reflects your wishes but also supports how you live today and what you want for your family tomorrow. With attorney-supported solutions and personalized guidance, we simplify complex decisions so you can move forward with clarity and confidence. You don’t have to connect all the dots alone—we help bring everything together.

About Us

We're All In This Boat Together

We're all in this boat together, navigating life's financial challenges. At Horizon Pacific Insurance Solutions, we believe in the power of community and support. Just like a trusted crew, we're here to help you steer through the uncertainties and make informed decisions that benefit everyone on board.

Whether your priority is planning for retirement, protecting your family, living debt free, or ensuring your legacy, we're committed to guiding you with empathy and expertise. Together, we can chart a course toward a secure and prosperous future, knowing that with the right support, smooth sailing is always within reach.

At Our Core

We Are Your Principled Partner to Build Your Most Amazing Future

Integrity

We believe in doing the right thing, always providing honest and transparent guidance that puts your best interests first.

Gratitude

Deep appreciation underlies our approach to every client relationship, grateful for the trust you place in us and committed to earning it every day.

Peace

Our goal is to give you peace of mind, ensuring that your financial future is secure and that you feel confident in the path ahead.

Excitement

We’re passionate about helping you achieve your goals, approaching every opportunity with a genuine excitement for what lies ahead.

Challenge

We don’t shy away from a challenge; each represents an opportunity. Let us develop innovative solutions to help overcome your financial challenges.

President and Founder

Kirt Christensen

Kirt Christensen is the founder of Horizon Pacific Insurance Solutions, guided by a simple belief: financial planning is about creating clarity, confidence, and direction in people’s lives.


He shows individuals and families how they can solve the financial challenges that weigh on them most — how to generate reliable retirement income, protect what they’ve built, prepare for the cost of long-term care, and ensure their legacy is carried out with intention through thoughtful estate planning.

Kirt’s approach is deeply personal. He takes time to understand each client’s story, then designs sensible strategies that align with their goals and values — bringing structure to uncertainty and peace of mind to the future. His mission is to help people move forward with confidence so they can fully pursue a life of joy and significance.

The Most Important Things

Time Is The Most Precious and Valuable Thing In The World

Once it's gone, we can't get it back.

At Horizon Pacific Insurance Solutions, we understand the importance of making the most of every moment. That's why we focus on helping you plan wisely for the future, so you can spend less time worrying about finances and more time enjoying the things that matter most.

Whether it's securing your family's future, planning a comfortable retirement, or protecting your estate, we're here to ensure that your financial journey is as smooth and rewarding as possible.

Let's work together to protect your time and make every moment count.

Schedule a Consultation to Get Started

Contact Us

Get in touch with our team to start building a confident financial future — one conversation at a time.